Life, Health & Disability Insurance

LIFE INSURANCE
Protect yourself and your loved ones from unexpected financial hardships due to health issues and accidents.  We offer term and permanent life policies and are happy to discuss the best life insurance options available which will meet your needs and your budget.

HEALTH INSURANCE
We offer a variety of policies that cover prescription drugs, hospital and doctor visits, and other health needs.  Individual and Group policies are available including high deductible plans and health savings accounts.  We can also assist with temporary insurance by providing a short term policy option which offers coverage for a six to twelve month period.  These plans are often utilized following graduation or between jobs and best of all, are quite affordable.

MEDICARE SUPPLEMENTS & MEDICARE ADVANTAGE PLANS
We offer various plans to cover some of the deductibles and co-pays not covered by Medicare.  While most participants are age 65 or older, often coverage can be obtained for those on permanent social security disability that meet certain eligibility requirements.

DISABILITY INSURANCE
Accidents and illnesses happen.  Protect your assets with disability insurance.  We offer personal disability, mortgage disability, business overhead expense and critical illness insurance.

LONG TERM CARE INSURANCE
Many sources indicate one out of every two people will need some form of long term care in their lifetime.  We offer plans that can help offset the potential cost for long term care.

Contact us in Owego, New York, at (888) 321-0045 to learn more
about our policies for life, health, and commercial insurance.